Complete Your Bachelor’s Degree Online Without Loans

With the cost of college increasing yearly, more and more students are financing their education with federal and private loans, which has led to a total student debt in the U.S. of over 1.5 trillion dollars. Instead of taking loans, many people are choosing not to attend college. While college graduates earn much more than high school graduates, most of those college graduates leave school with student loan debt that cuts into their earnings.

Louisiana State University of Alexandria offers many financial aid options to help students with tuition. Prospective students need to know how these financial decisions will affect them, both negatively and positively. It is important to remember that it is possible to earn your degree online without loans.

How Much College Costs

According to Troy Onink, writing for Forbes, the average cost of a four-year degree at a public university is “28,000 per year, and the average cost of attending a four-year private college is over $59,000.” Onink projects a drastic increase in the cost of education: private colleges could cost as much as $132,509 per year in 2030 if the suggested percentages increase at their current rate — 6.5 percent increase for public schools and 4.5 percent for private.

Onink also notes that “college is a big investment, but fortunately there are strategies to reduce the cost of college and make it more affordable.” With a bit of research and planning, students can complete a Bachelor’s degree online without taking out federal or private loans.

Resources at LSUA

A 2016 article in U.S. News and World Report notes that, “Recently, LSUA has been named as one of the top universities in the nation whose students have the least amount of debt at graduation.” The university offers multiple resources for students considering a Bachelor’s degree in English online.

LSU of Alexandria offers one of the lowest tuition rates in the state. Each credit hour costs $240, and each three-hour course costs $720. A Bachelor’s degree in English from LSUA requires 120 credit hours, but the cost may vary depending on transferable courses from previous university work.

An online degree program is a flexible option for working adults and those with families. Students can work while attending school to offset the cost of education. Online students can access their coursework anywhere and at any time, so students can coordinate their studies around their jobs and personal responsibilities.

The Financial Aid office at LSUA also offers scholarships and grants, the dispersal of which depends on need and academic performance. Financial aid counselors can help you choose which awards to pursue and then advise you how best to apply. Work study programs are also a great option.

Louisiana State University is a smart choice for students who want to earn their degrees online. A combination of resources including transferring courses, scholarships and working during school can reduce costs and help students graduate without student loans.

Learn more about the LSUA online BA in English program.


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